As soon as Valentine's Day is over, people start talking about spring, and "spring cleaning" (eye roll). No, I don't want my house to be cluttered, or to start looking like the last frightening episode of "Hoarders." I'm just saying that when the weather starts to warm up, the sun is out, and the Houston heat isn't high enough to melt your skin, the last thing I want to do is stay inside and organize our closets. Okay, so honestly, organizing closets is always on the bottom of my "things I want … [Read more...]

I cannot help but be a little nervous with what the future holds for us financially when it is comes time for the kids to start college.  I wish I could say that we have accounts set up for all three kids, but quite honestly we do not.  Financially we have not been in a situation to do so, and I do not know if we ever will.  Of course I would hope we would be at some point, because there is nothing more I would like to do then help support my children's education. I realize there are … [Read more...]

I am forever looking for ways to cut down on expenses.  It seems every few months I need to re-evaluate our spending to make sure we are staying on budget and see where we can cut back. Below I have listed the 5 main areas I have found to reduce our expenses the most: Groceries:  It is not that I can cut back on the staples we need, but I have found there are times we get a lot items we do not need.  Two of the ways I have found to help in that area the most are: 1) Make a grocery list … [Read more...]