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It’s a new year and as we ring in the new year many of us do so with resolutions or goals of things we would like to achieve over the next year. This year one of mine was to fix my credit score. While it’s not horrible there is some definite room for improvement. One of the easiest ways to fix your credit is to start monitoring it.
I have been using Credit Sesame for the last 6 months and love it. Best of all it’s free! They suggest sticking to these 4 tips to make your credit score sparkle and maximize your savings:
- Pay your bills on time, all the time — every time.
- Watch your credit card balances, use as little of your available credit as possible and your credit score will thank you.
- Avoid credit card debt, only charge what you can comfortably afford to pay off at the end of each month. Trust us, it will still build your credit.
- Maintain a good mix of credit including credit cards, auto loans, mortgage, etc., and manage them wisely.
How does your credit measure up? Keep tabs on your credit with your FREE Credit Sesame account (you don’t even have to provide a credit card number) to see how they can help you save or improve your financial situation in 2013.
Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. I have been using them for a few month now and my credit score is improving.Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy! It gives an instant view of consumer’s credit, including Experian credit score, refreshed monthly & for free, & debt analysis with personalized offers tailored to consumer’s credit profile.
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